---
title: "RSPCA adoption offer terms and conditions"
id: "2825"
type: "page"
slug: "rspca-adoption-offer-terms-and-conditions"
published_at: "2026-02-11T09:01:40+00:00"
modified_at: "2026-05-06T09:12:19+00:00"
url: "https://rspcapetinsurance.org.au/rspca-adoption-offer-terms-and-conditions/"
markdown_url: "https://rspcapetinsurance.org.au/rspca-adoption-offer-terms-and-conditions.md"
excerpt: "Eligibility Offer details Eligible customers who successfully take out an RSPCA Pet Insurance policy will receive two months of free cover. This free cover period will: Premium due dates Duration and limitations This offer: Exclusions General conditions"
---

# RSPCA adoption offer terms and conditions

## Eligibility

- This offer is only available to customers who adopt a dog or cat from an RSPCA shelter after 1 April 2026.
- ‘RSPCA shelter’ means any of the following shelters and re-homing facilities:
  - RSPCA Coffs Harbour
  - RSPCA Illawarra (Woolongong)
  - RSPCA Rutherford
  - RSPCA BARC (Central Coast)
  - RSPCA Yagoona (Sydney)
  - RSPCA (ACT) Weston
  - RSPCA Darwin
  - RSPCA Bundaberg
  - RSPCA Wacol (Brisbane)
  - RSPCA Toowoomba (Wellcamp)
  - RSPCA Gympie
  - RSPCA Mackay
  - RSPCA Cairns
  - RSPCA Dakabin
  - RSPCA South Australia
  - RSPCA Whyalla
  - RSPCA Devonport (Spreyton)
  - RSPCA Burwood (Melbourne)
  - RSPCA Pearcedale
  - RSPCA Malaga

- To qualify for this offer, customers must take out a PetFlex pet insurance policy with RSPCA Pet Insurance for their adopted pet on or after 1 April 2026, by using the unique adoption offer QR code.
- The policy must be activated within 28 days of the pet’s adoption date.
- RSPCA Pet Insurance reserves the right to verify the adoption date with the RSPCA shelter at any time.

## Offer details

Eligible customers who successfully take out an RSPCA Pet Insurance policy will receive two months of free cover.

This free cover period will:

- Start on the policy start date shown on the Certificate of Insurance (COI).
- Expire two months after the start date.

## Premium due dates

### Payment frequency

Annual policy paid fortnightly

Annual policy paid monthly

Annual policy paid annually

### Payment due at policy purchase

No

No

Yes

### First payment due

On the payment start date selected during the quote process

On the payment start date selected during the quote process

At the time of purchasing the policy (pay for 10 months and receive 12 months of cover)

## Duration and limitations

This offer:

- Is available for new PetFlex policies only.
- Can’t be combined with any other promotions or discounts.
- Is limited to one policy per adopted pet.

## Exclusions

- Policies taken out more than 28 days after the adoption date won’t qualify for two months of free cover.
- If a policy is cancelled during the free cover period, no refund will be payable in respect of that free cover.
- Cancellations made outside of the two-month free period will result in a refund of any prepaid unused portions of premium, and no further charges will be applied.

## General conditions

- RSPCA Pet Insurance reserves the right to amend or withdraw this offer at any time without prior notice.
- Standard policy terms and conditions apply to all cover provided under this offer.