Protect your best mate through life’s ups and downs
From mystery limps, to tummy troubles, life with dogs can be turbulent at times. By insuring your dog with RSPCA Pet Insurance, you can take unexpected vet costs in your stride and ensure your best mate gets the care they truly deserve.
Why choose RSPCA Pet Insurance
One simple plan you can customise
Designed with input from vets
Cover that changes lives
Insurance you can trust
How our dog insurance works
With us, it’s all treats and no tricks. We believe pet insurance should be easy to understand, customisable enough to fit your dog’s needs, and simple to use.
Our dog insurance includes cover for
- Illness
- Injury
- Essential euthanasia
- Emergency boarding
Customise your dog’s cover to suit them and your budget
Annual cover limit
This is the maximum amount we’ll contribute towards your pet’s care per year. When choosing a cover limit, make sure it’s enough to cover the treatments your pet might need.
Benefit percentage
This is the portion of your vet bill your insurer will cover for an approved claim. With us, you can choose the percentage that works best for you. For example, if you pick a benefit percentage of 80%, we’ll cover 80% of the bill and you’ll pay the remaining 20%.
Annual excess
This is the amount you agree to pay towards your claims each year, before we step in to cover the rest. With us, you only pay one annual excess, not one for every claim, so it’s easier to focus on your pet’s care.
Consultations
This refers to your vet’s consultation fees. You can choose whether you’d like these fees to be covered, so you’re only paying for what matters to you and your pet.
Enjoy even greater peace of mind
Boost your dog’s cover with a range of optional extras.
We don’t do sub-limits
Items
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
RSPCA Pet Insurance
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
Claim with a sub-limit
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
Pet Talk
Frequently asked questions
The best pet insurance policy is the one that speaks directly to you and your dog’s needs. Always consider things like your annual cover limit, benefit percentage, excess, and any extra cover that’s available. Here at RSPCA Pet Insurance, we allow you to customise these key features to suit your cover needs and budget.
To determine whether your dog qualifies for our cover, there are a few things we consider, like their age, breed, and overall health. Unfortunately, we don’t cover exotic pets, pets used for commercial work or sporting activities, or certain breeds classified as banned or dangerous. If you’re unsure whether your dog qualifies, reach out to our team. We’re happy to help provide some clarity.
We love all pets, but we currently only provide cover for cats and dogs. Unfortunately, we don’t cover breeds that are classified as banned, restricted, or dangerous. If you’re unsure whether your furry friend’s breed is covered, don’t worry, our customer care team is just a call away and happy to help.
Definitely! If you insure more than one pet, you’ll enjoy a 10% discount on all subsequent pets, helping you keep all your pets protected without stretching your budget.
Get an RSPCA Pet Insurance policy
Protect your pet. Help animals thrive.
