Why choose RSPCA Pet Insurance
Your premium helps support animals in need
Customise your cover to suit your pet and pocket
Annual cover options up to $35,000
Zero excess option
Find the right pet insurance plan for you
Dog insurance
Treat your four-legged buddy to cover that’s as reliable as they are.
Puppy insurance
Support your pup with cover that helps protect them through their first tumbles and vet visits.
Cat insurance
Keep your whiskered friend protected from life’s little surprises.
Kitten insurance
Protect your tiny explorer as they learn, play, and pounce through their early days.
Cover that makes a difference
Keep your pet protected and help support the RSPCA’s mission to care for animals across Australia.
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How RSPCA Pet Insurance policies work
With us, it’s all treats and no tricks. Pet insurance should be easy to understand, customisable to your pet’s needs, and simple to use. And that’s exactly what we offer.
Our pet insurance includes cover for
- Illness
- Injury
- Essential euthanasia
- Emergency boarding
Customise your cover to your pet and pocket
Annual cover limit
This is the maximum amount we’ll contribute towards your pet’s care per year. When choosing a cover limit, make sure it’s enough to cover the treatments your pet might need.
Benefit percentage
This is the portion of your vet bill your insurer will cover for an approved claim. With us, you can choose the percentage that works best for you. For example, if you pick a benefit percentage of 80%, we’ll cover 80% of the bill and you’ll pay the remaining 20%.
Annual excess
This is the amount you agree to pay towards your claims each year, before we step in to cover the rest. With us, you only pay one annual excess, not one for every claim, so it’s easier to focus on your pet’s care.
Consultations
This refers to your vet’s consultation fees. You can choose whether you’d like these fees to be covered, so you’re only paying for what matters to you and your pet.
Enjoy even greater peace of mind
Boost your pet’s cover with a range of optional extras.
We don’t do sub-limits
Items
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
RSPCA Pet Insurance
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
Claim with a sub-limit
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
Frequently asked questions
Pet insurance is a financial safety net that helps you pay for vet bills. With RSPCA Pet Insurance, you pay a premium and, subject to the details in your Product Disclosure Statement (PDS), if your pet gets sick or injured, we cover part of your vet costs. That way, you can focus on what truly matters: Helping your pet get back on their paws.
Even the healthiest pets can face an unexpected vet visit. Pet insurance helps you manage those surprise costs, giving you peace of mind that you can provide your pet with the care they need. At RSPCA Pet Insurance, we offer one of the most customisable insurance solutions on the market, allowing you to tailor your cover to fit your pet’s needs.
The cost of pet insurance depends on your pet’s personal risk profile. Things like their age, breed, claims history and even where you live can all affect your premium. As every pet is unique, the best way to find out is to get a quick, commitment-free quote based on your pet’s details.
Not currently an RSPCA Pet Insurance policyholder? Click here.
Current or previous RSPCA Pet Insurance policyholder? Click here.
