Rspca-paw icon

Have a policy that started before 1 April? Click here for important changes.

1300 777 220
A golden dog outside A golden dog outside

Understanding Direct2Vet

A simple way to have your claim submitted for you, with less upfront costs.

What is Direct2Vet?

Direct2Vet is RSPCA Pet Insurance’s online portal for vet clinics, designed to make submitting pet insurance claims easier.

Instead of you completing paperwork or submitting claims yourself, your vet can take care of it for you after your pet’s treatment.

And if your claim is approved, we’ll pay your vet directly for the covered portion, leaving you with less upfront costs.

How it works

Step 1 icon
Step 1
Your pet receives treatment at a participating vet clinic.
Step 2 icon
Step 2
Your vet submits your claim through our Direct2Vet portal.
Step 3 icon
Step 3
We assess the claim based on your policy’s terms and conditions.
Step 4 icon
Step 4
If your claim is approved, we pay your clinic directly for the covered amount.
Step 5 icon
Step 5
You simply pay any remaining costs not covered by your policy.

How Direct2Vet makes life easier for pet parents

Dog cat with heart icon

Only pay the gap

Dog cat with heart icon

Only pay the gap

If your claim is approved, we pay your vet directly for the covered portion, leaving you to only pay the gap (if any).

Dog and cat home icon

Skip the paperwork

Dog and cat home icon

Skip the paperwork

Your vet submits the claim on your behalf, so there’s no need to fill in extra forms or chase down documents.

Time icon

No waiting for reimbursement

Time icon

No waiting for reimbursement

Simply pay any outstanding amounts at the vet, instead of paying the full bill upfront and waiting to be reimbursed.

A few things to keep in mind

Clipboard icon
What’s covered depends on the terms and conditions of your policy
Documents icon
Claims are only assessed once submitted and are not pre-approved
Currency in a palm icon
As the policyholder, you’re still responsible for any outstanding treatment costs

Not part of the RSPCA Pet Insurance family?

Insure your pet and support the RSPCA’s animal welfare initiatives across Australia.

Get a quote

Frequently asked questions

No, all claims are assessed in line with your policy’s terms and conditions, so when your vet submits a claim through Direct2Vet, it doesn’t mean it will automatically be approved or paid.

As the policyholder, you’re responsible for any costs not covered by your policy. This includes any gaps, exclusions, or if a claim is rejected.

To get a sense of what is and isn’t covered, you can take a look at our Product Disclosure Statement (PDS). Keep in mind, though, that claims are only assessed once submitted and aren’t pre-approved. This means that cover isn’t guaranteed until we’ve completed our assessment.

If we have all the necessary information, most claims are assessed within 15 minutes. In some cases, we may need additional details, which can extend the assessment time.