Protect your puppy’s health from day one
Bringing a puppy home is full of firsts: First cuddles, first zoomies, and yes, those first vet visits. Getting insurance for your puppy helps protect your little one right from the start, so you can focus on the fun parts of puppyhood (like figuring out where they stashed their favourite toy).
Why choose RSPCA Pet Insurance
Simple, customisable cover
Designed with expert input
Cover that gives back
Transparent cover for your best friend
How our puppy insurance works
We understand just how much your pup means to you, which is why we’ve designed our insurance to be simple and customisable, helping make life a little easier for you and your puppy.
Our puppy insurance includes cover for
- Illness
- Injury
- Essential euthanasia
- Emergency boarding
Customise your puppy’s cover to suit them and your budget
Annual cover limit
This is the maximum amount we’ll contribute towards your pet’s care per year. When choosing a cover limit, make sure it’s enough to cover the treatments your pet might need.
Benefit percentage
This is the portion of your vet bill your insurer will cover for an approved claim. With us, you can choose the percentage that works best for you. For example, if you pick a benefit percentage of 80%, we’ll cover 80% of the bill and you’ll pay the remaining 20%.
Annual excess
This is the amount you agree to pay towards your claims each year, before we step in to cover the rest. With us, you only pay one annual excess, not one for every claim, so it’s easier to focus on your pet’s care.
Consultations
This refers to your vet’s consultation fees. You can choose whether you’d like these fees to be covered, so you’re only paying for what matters to you and your pet.
Enjoy even greater peace of mind
Boost your puppy’s cover with a range of optional extras.
We don’t do sub-limits
Items
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
RSPCA Pet Insurance
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
Claim with a sub-limit
A sub-limit is the maximum amount an insurer will pay for a specific type of treatment or condition, like dental care or specialist procedures.
Pet Talk
Frequently asked questions
The best pet insurance policy is the one that speaks directly to you and your puppy’s needs. Always consider things like your annual cover limit, benefit percentage, excess, and any extra cover that’s available. Here at RSPCA Pet Insurance, we allow you to customise these key features to suit your cover needs and budget.
To determine whether your puppy qualifies for our cover, there are a few things we consider, like their age, breed, and overall health. Unfortunately, we don’t cover exotic pets, pets used for commercial work or sporting activities, or certain breeds classified as banned or dangerous. If you’re unsure whether your puppy qualifies, reach out to our team. We’re happy to help provide some clarity.
We love all pets, but we currently only provide cover for cats and dogs. Unfortunately, we don’t cover breeds that are classified as banned, restricted, or dangerous. If you’re unsure whether your furry friend’s breed is covered, don’t worry, our customer care team is just a call away and happy to help.
Definitely! If you insure more than one pet, you’ll enjoy a 10% discount on all subsequent pets, helping you keep all your pets protected without stretching your budget.