Is your RSPCA Pet Insurance policy about to renew? Click here for important changes.
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No pet insurance policy should be assumed to cover every vet expense. Pet insurance is designed to contribute towards eligible vet costs according to the terms of the policy you choose, and some treatments or circumstances may not be covered at all, or only up to particular limits. To understand what is and isn’t covered by your policy, it’s best to check the Product Disclosure Statement (PDS).
No. Annual cover limits, benefit percentages, excesses, exclusions, and optional benefits can all vary between insurers and policies, even when premiums look similar. That’s why it’s so important to consider all these factors when comparing pet insurance policies, instead of simply looking at the price.
Even healthy pets can develop illnesses or become injured unexpectedly. If a health issue starts before you take out pet insurance, it may be considered a pre-existing condition, which means it may not be covered by your policy. Looking into pet insurance while your pet is healthy can help you understand your options before any unexpected health issues arise.